Quiz 2025 Advanced-CAMS-Audit: Trustable Advanced CAMS-Audit Certification Exam Free Test Questions
Quiz 2025 Advanced-CAMS-Audit: Trustable Advanced CAMS-Audit Certification Exam Free Test Questions
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ACAMS Advanced CAMS-Audit Certification Exam Sample Questions (Q29-Q34):
NEW QUESTION # 29
What factors are considered tor conducting an external audit and assurance review? (Select Three.)
- A. Budget available for the review
- B. Type of risk assessment needed
- C. Purpose of the review
- D. Information that will be required
- E. Type of reporting format
- F. Users of the external report
Answer: B,C,F
Explanation:
Factors for External Audit:
* C. Purpose of the Review: Determines the scope and focus of the audit to align with regulatory or organizational objectives.
* D. Type of Risk Assessment Needed: Tailors the audit methodology to the identified risks.
* E. Users of the External Report: Ensures the audit addresses the needs of regulators, stakeholders, or management.
NEW QUESTION # 30
Which factors should be taken into consideration in designing a follow-up strategy when remedial action needs to be taken due to deficiencies identified in an AML audit?
- A. Target completion date and status update on remedial action
- B. Responsible action owner and internal audit commitment to follow up
- C. Reporting the breach and the regulatory response
- D. Available resources and board of directors' commitment
Answer: A
Explanation:
In follow-up strategies, the focus should be on ensuring accountability and tracking progress. Establishing a target completion date and regularly updating the status of remedial actions ensures timely and effective resolution of deficiencies.
CAMS-Audit emphasizes tracking timelines and milestones for corrective actions to align with regulatory expectations and internal compliance frameworks.
NEW QUESTION # 31
Which key elements of testing methodology should be documented? (Select Three.)
- A. Test objectives and population selection criteria to mitigate the inherent risk in the operational unit
- B. Elements contributing to the inherent risk of the organization
- C. Documentation requirements of test results supporting the conclusion
- D. Relevant testing techniques subject to the nature and size of the test population
- E. Planned expansion or changes in the business profile of the organization
- F. Sampling method applied to select an appropriate sample size
Answer: A,C,F
Explanation:
A: Documentation Requirements: Proper documentation ensures transparency and traceability of the testing process and outcomes.
B: Sampling Method: Establishing the sampling methodology ensures that the test results are representative of the population and risks being assessed.
D: Test Objectives and Population Selection: These elements help align the testing approach with the identified risks and objectives, ensuring the focus is on mitigating the most critical issues.
CAMS-Audit emphasizes robust documentation and sampling techniques to maintain the integrity and reliability of audit findings.
NEW QUESTION # 32
An audit manager identifies that a financial institution (Fl) has not produced a business-level risk assessment in accordance with policy. The senior manager of the Fl assures that assessing risk at the individual client level and aggregating the data is an acceptable approach. How should the audit manager proceed?
- A. Accept the risk conclusions provided by the senior manager.
- B. Issue a finding that requires the completion of a business-level risk assessment.
- C. Test the accuracy of the mathematical aggregation of the risk assessments.
- D. Discuss with the senior manager to establish the risk appetite.
Answer: B
Explanation:
Importance of Business-Level Risk Assessments:
* Aggregating client-level risk assessments does not replace a comprehensive business-level risk assessment, which is required for holistic risk management.
Audit Manager's Responsibility:
* The absence of a business-level risk assessment constitutes a policy violation and must be formally addressed through a finding.
CAMS-Audit Guidelines:
* CAMS-Audit emphasizes the need for layered risk assessments, including enterprise-wide evaluations, to comply with regulatory standards.
NEW QUESTION # 33
Which conclusion should the auditor make regarding the staff attendance of the periodic AML training program organized by the bank?
- A. Staff attendance is incomplete because the compliance officer or the delegates are not part of the staff facilitating the 3-hour periodic AML training.
- B. Staff attendance is incomplete because the board of directors is not part of the staff required to attend the periodic trainings, and there is no other specially designed AML training for the board.
- C. Staff attendance is complete because the training is mandatory for staff in the business, operations compliance and senior management whose duties involve knowledge of AML controls and processes.
- D. Staff attendance is complete because all staff in the institution are required to attend the AML training as part of the staff onboarding process.
Answer: B
Explanation:
Importance of AML Training for All Levels of an Institution:
* Advanced CAMS-Audit and FATF emphasize that AML training programs should be inclusive of all stakeholders, including senior management and board members, as they are integral to establishing an effective AML/CFT compliance culture.
Board-Level Training Specifics:
* Directors require tailored AML training to address strategic oversight responsibilities rather than operational controls. Periodic training is mandatory to keep the board updated on regulatory changes and institutional risk profile adjustments.
Audit Observation:
* Exclusion of the board from AML training reflects a gap in the institution's AML framework, potentially exposing it to regulatory scrutiny.
Reference to AML/CFT Standards:
* FATF Recommendations mandate training for all levels of an institution, explicitly highlighting senior management and governance roles in compliance efforts.
NEW QUESTION # 34
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